Medicare in Ashland, OR

Medicare, the federal health insurance program for people aged 65 and older, as well as certain younger individuals with disabilities, offers a range of coverage options. Medicare coverage options can evolve, and staying up to date can help you make the best decisions for your healthcare needs.

What Does This Insurance Cover?

Original Medicare includes Part A (hospital insurance) and Part B (medical insurance). Additionally, there are Medicare Advantage plans (Part C) and prescription drug plans (Part D) available through private insurance companies.

Medigap can help cover costs not included in Original Medicare, such as copayments, coinsurance and deductibles. These plans are offered by private insurers.

For those who prefer a more integrated approach to their healthcare, Medicare Advantage Plans can be an attractive option. These plans often include additional benefits like vision, dental and hearing coverage, and may also offer wellness programs. Your agent can help you review the plan details to ensure it meets your specific needs and preferences.

Prescription drug coverage is another critical component of Medicare. Part D plans are optional and available to help cover the cost of medications. Your agent can help you choose a plan that includes your prescriptions in its formulary.

Work With a Local Agent

Contact your insurance agent for personalized advice and to explore your Medicare options. Reinholdt & O'Harra Insurance can provide detailed information and help you choose the plan that best fits your needs, ensuring you have access to the healthcare services you require.

Contact us today to explore your Medicare coverage options, including Medigap, Medicare Advantage and prescription drug coverage. Our agents can help you compare quotes.